Refinance

Unlock Your Home's Equity

Refinancing your home loan can help you achieve a variety of financial goals. We offer multiple mortgage refinancing options to meet your individual needs.

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Get Cash

A Cash-Out Refinance turns your home’s equity
into cash allowing you to:

  • Fund home improvement projects
  • Consolidate high-interest debt
  • Get a lower interest rate

Get Credit

A Home Equity Line of Credit (HELOC) gives you access to a lower interest credit line.

  • No restrictions for use
  • Higher credit limits
  • Lower or no origination fees
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Streamline FHA

An FHA Streamline Refinance can allow you to convert your mortgage to a different type and may lower your current interest rate.

  • No appraisal required
  • Flexible qualifications
  • Less documentation required

What is Cash-Out Refinancing?

Your home is one of the most valuable assets you own. If you have equity in your home and are in need of cash, a Cash-Out Refinance may be the right option for you. 

Refinancing for Veterans

Take full advantage of your benefits as a Veteran or military service member with a VA Interest Rate Reduction Refinance Loan (IRRRL) or a VA Cash-Out Refinance.

  • Simplified refinance process
  • Often no appraisal or income verification for IRRRL loans
  • Refinance non-VA loans & up to 100% of your home’s value
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Mortgage Refinancing by State

Do you have questions about refinancing a mortgage in your state? Our state refinancing guides have the answers to all your questions.

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Happy Homeowners

With more than 422,600+ reviews online, don’t just take our word for it. From first-time buyers to Veterans to seasoned investors, NAF is committed to serving our customers every step of the way. 

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